Thursday, January 31, 2013

Bursting Radiator Sprays Water Kind Of Like The Bellagio Fountain In Las Vegas (PHOTO)

We?ve come across plenty of home mishaps and many times we know how to handle them, but to find your radiator looking similar to the Bellagio Hotel?s famous water fountain is definitely one that will leave you saying ?WTF?"

That?s exactly what happened to reddit user TheGoodCombover, who came home to find their radiator bursting and spraying water much like the hotel?s fountains.

Photo by TheGoodCombover

When TheGoodCombover first saw this, the steam was so intense, the user thought there might be a fire. A similar incident happened to ictoan, who said this may have happened if boiler was overworked due to extreme cold.

And of course in true Reddit fashion, mellamorudy user sent well wishes by hoping "it is at least synced up to a good song."

When a home problem like this arises it?s best to consult with a professional, like a plumber, who will be able to find the root of the issue.

Head over to Reddit to read more about this post.

Have something to say? Check out HuffPost Home on Twitter, Facebook, Pinterest, Tumblr and Instagram.

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Do you have a home story idea or tip? Email us at homesubmissions@huffingtonpost.com. (PR pitches sent to this address will be ignored.)

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Source: http://www.huffingtonpost.com/2013/01/29/bursting-radiator-bellagio_n_2576060.html

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Olympus Stylus XZ-10 packs control ring and PEN-like AF, we go hands-on at CP+ (video)

Olympus Stylus XZ10 packs control ring and PENlike AF, we go handson at CP video

We have to say, Olympus has a very compelling point-and-shoot to show off at CP+. The Stylus XZ-10, which launched just this week, includes a small arsenal of features that you wouldn't normally find on a pocketable cam, including incredibly fast autofocus, a control ring around the lens, a dedicated mode dial and a very sharp (920k-dot) 3-inch LCD. The autofocus is the standout here, however -- Olympus describes it as being on-par with its PEN Micro Four Thirds models, and as compacts go, it feels just about as speedy as Sony's RX100. The 5x, 26-130mm lens offers a maximum aperture range of f/1.8-2.7, which should have you covered in most lighting situations. There's a 12-megapixel CMOS chip on board, with sensor-shift image stabilization, and support for 1080/30p video as well.

The camera itself feels very much like a premium device, and it's attractive to boot. There's no built-in WiFi, which we've been seeing embedded with quite a few pocketable models this year, but you can take advantage of some smartphone sharing and editing features if you add on an optional Toshiba FlashAir card. Sadly, there's still no US pricing to speak of, but Olympus reps here in Japan quoted a retail price of ¥40,000 (about $440), plus tax, when the camera hits stores beginning in February. Take a closer look in our hands-on after the break.

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Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/mLWrIzc_yzI/

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Life insurance premiums maintained - The Nation

The Nation January 30, 2013 7:31 pm

The Cabinet recently approved the hike in public hospitals? charges on eight items like operations and ICU, to catch up with higher pays and inflation.

Pravej noted that the higher charges will immediately raise life insurance companies? cost by 6-8 per cent. However, this will not affect their financial conditions, he said, referring to a discussion with the Thai Life Assurance Association.

He added that it requires a year or two years of data to support any increase in insurance premiums.

Latest stories in this category


Source: http://www.nationmultimedia.com/breakingnews/Life-insurance-premiums-maintained-30199033.html

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Is Personalized Web Experience the New SEO? | DigitalMoz SEO ...

We have seen web entities like Google and Facebook deliver personalized browsing experience to the internet users.

Search Engine giant, Google provides advertisements search suggestion and alike based from your query.

Similar with the big G, Facebook recently announced that it will launch Graph Search which let?s you find data that are based on your network?s information.

For example, you can search for the most visited restaurant by your friends in your city, music that your schoolmates have listened to and even look for friends who like a particular movie or page.

This potential has seen by Yahoo CEO Marissa Mayer in developing personalized mobile web content.

?There?s an opportunity, not only to provide that value to the end user, but also to create a great business.? she said.

User value and business

Developing a landscape that lets people discover things in fun and personalized ways is a great tool for marketing a business online. Not only that it provides value for the user but it also sells a product in a polite manner.

We have seen a glimpse of this Foursquare, Yelp, Instagram and similar apps few years ago.

So while there are companies that are too busy building reputation by themselves, there are ones that are genuinely being loved by the people.

And while the answer to my title above is yet to be known, personalized web experience is something that every business should consider. It?s a deeper level of social media presence that are graphed by likes, interest and culture.

Anna.v

Joannah Villena

Communication Major graduate and current Team Head and Digital Marketing Specialist of DigitalMoz Internet Marketing. Follow me in Twitter, Google Plus and in Pinterest.

Source: http://www.digitalmoz.com/business/is-personalized-web-experience-the-new-seo/

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Wednesday, January 30, 2013

Channing Tatum: 'My wife is an animal'

Channing Tatum says pregnancy has turned his wife into an ''animal''.

Jenna Dewan-Tatum is expecting the couple's first child this summer and when asked how she is coping with her growing pregnancy bump, Channing made the unusual comparison.

He told E! News: ''I mean, women just sort of turn into like animals in this sort of stage that they're in.

''She's a complete animal right now! You can ask her, but in the most beautiful like humanistic animal-y way. You know she works out all of the time, eats right, impeccably right. She's just a machine.''

Channing, 32, also revealed he is terrified but excited about the impending birth.

He added: ''I mean, I don't think there's one thing that doesn't terrify you, but in the most unbelievably beautiful way. Someone said it's really like watching your heart jump out of your body and run around, and I think that can possibly be the coolest thing that I've heard of.''

Meanwhile, Jenna revealed she has been having strange dreams about floating on a magic carpet since getting pregnant, and thinks her elevated hormones are to blame.

In a Twitter post, she explained: ''OK my fellow preggars ladies about these hormonal dreams ... Is it normal to fly on a magic carpet while presenting at Golden globes?? Lol. (sic)''

The 32-year-old screen beauty her 'Magic Mike' star spouse on the set of 2006 film 'Step Up' and married him in 2009.

Copyright ? bangshowbiz.com 2012.

Source: http://entertainment.stv.tv/showbiz/319673-channing-tatum-my-wife-is-an-animal/

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Giffords to Senate: 'Americans are counting on you'

Former Arizona Rep. Gabrielle Giffords, who sustained a gunshot to the head in a January 2011 Tucson town hall shooting, is expected to speak at a Senate Judiciary Committee hearing on gun violence Wednesday, multiple sources reported.

Gifford's husband, astronaut Mark Kelly, had been scheduled to testify before the committee at the 10 a.m. hearing, but his wife was not on the list of witnesses. Reports indicate Giffords will deliver an opening statement.

Committee spokeswoman Jessica Brady could not confirm Giffords' plans to Yahoo News Wednesday morning.

Giffords and Kelly founded a non-profit, Americans for Responsible Solutions, to promote gun reform following the shooting that severely injured Giffords and 12 others, and killed six.

Source: http://news.yahoo.com/blogs/ticket/gabrielle-giffords-expected-speak-senate-gun-violence-hearing-135409533--politics.html

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WEATHER: A new Tornado WATCH will be issued soon for those in Alabama, at the ve...

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Source: http://www.facebook.com/WRBL3/posts/10151358163169376

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Windows 8 Applications Developer - Mobile and Games - Lon-Ist Solutions

A new role to develop games and applications using Windows 8 and to provide technical expertise to a growing team of mobile and game developers.

As a technical expert within our small, but growing team, you will be required to provide the team with technical expertise in Windows 8 and be prepared to share your experience to the benefit of the Company.

You will also be required to be fully involved in the total project life cycle of Windows 8 mobile application and game development, contributing from concept through design, development, testing and implementation.

We are looking for developers ?with a passion for gaming and experience of building games on other platforms, as well as experience with Windows 8.

Source: http://www.cambridgenetwork.co.uk/recruitment-gateway/permanent/18141

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Humble Beginnings, Knack For Science Motivate University Of ...


by Helen HuM. Brian Blake

M. Brian Blake

M. Brian Blake was first exposed to computers when his father, a jack of all trades who managed gas stations in Savannah, Ga., bought an Apple.

The fourth-grader took it over and began subscribing to a computer science magazine that carried coding for software programs. He?d make mistakes typing in the coding, or the magazine would print it wrong. He?d play around with the coding to make it work.

Overall, Blake says, he had ?humble beginnings.? He started pumping gas when he was around 8 years old. He kept one pocket for the money customers paid for gas, and the other pocket for tips, which he put in a savings account.

But Blake kept learning more about computer science. His parents sent him to a summer computer camp. His interest opened doors for him.

Blake ran through those doorways. He got a bachelor?s degree from the Georgia Institute of Technology, became a software troubleshooter for corporations, collected a master?s degree and a Ph.D., and taught and did research in computer science, writing many scholarly articles.

Last July, Blake became vice provost for academic affairs and dean of the graduate school at the University of Miami.

He?s 41. ?I?m the son of an entrepreneur,? Blake says, to explain his energetic, pragmatic approach to life.

Although he was keenly interested in computers, electrical engineering appeared to pay more at the time, and he received a bachelor?s degree in that field from Georgia Tech, with a minor in computer science.

Blake then gained invaluable experience and contacts while part of a kind of software SWAT team set up by a leadership development program at Lockheed Martin.

The team tackled software problems at Bell South, Bank of America, MCI and other corporations for two years.

?I learned so much,? says Blake, whose easy-going smile belies his determination. ?I learned to rely on myself. You?re the expert. You know it?s got to be done. You?re on the line.? While in the program, Blake earned a master?s degree in electrical engineering at Mercer University.

Then in his mid-20s, Blake pondered starting a business with some of his fellow hotshots but thought a Ph.D. would add to his credentials.

He earned a doctorate from George Mason University in 2 ? years while still working for Lockheed Martin. His thesis analyzed ways to coordinate web applications among businesses that hadn?t anticipated working with each other.

Looking for a job, Blake received offers from corporations, but sent out feelers to universities about teaching opportunities. He accepted a position as an adjunct professor in software engineering at Georgetown University and eventually became chairman of the computer science department, staying at the university for 13 years.

Blake later joined Notre Dame University as professor of computer science and engineering and associate dean for research and graduate studies in the college of engineering.

He took over his current position at the University of Miami last July, intrigued by the prospect of having oversight of faculty and research.

Blake and his wife, Bridget, a Georgia Tech grad in mechanical engineering with a master?s in business administration from Johns Hopkins University, also liked the idea of being within driving distance of Blake?s parents in Savannah. They have two young boys.?

Not surprisingly, Blake wants to push the envelope at Miami. He?d like to see the private school become the Harvard of not only Florida but also Latin America and the Caribbean.

He hails the school?s ethnically diverse enrollment, saying he?d like to empower those students to be able to work?and make an impact?anywhere in the world.

Miami, which has 15,000 students, 12 schools and more than 150 graduate programs, has ?really good energy,? says Blake. ?It?s a place on the move.?

Blake continues to do research, currently in cloud computing. He has published more than 150 articles and book contributions and served on various engineering and science boards.

He also pushes for more minorities in the sciences, speaking at schools and coordinating events where students can meet engineers and scientists. He challenges mentors to use ?tough love??to set high expectations and offer criticism that can help students grow.

Dr. Ayanna Howard said Blake has been an effective mentor after meeting her at a conference in 2005.

?He has the knack. He listens and knows how to feed that back to you,? says Howard, now chair of the Robotics PhD Program at Georgia Tech. ?He brings you to a conclusion; he?s walked you through it, so you?re invested in it.?

Blake is a collaborator, says Dr. Juan Gilbert, chairman of the Division of Human-Centered Computing at Clemson University. ?He?s even-keeled; a problem solver. He looks at both sides.?

The men helped each other after finding few other African-Americans in computer science to turn to. ?We mentor each other,? says Gilbert.

Semantic Tags: Computing Research

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Source: http://diverseeducation.com/article/51010/

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Tuesday, January 29, 2013

7 Incredible Web Design, Branding, Digital Marketing Experiences

smart prettinessWe are surrounded by incredible digital experiences. Masterful design, branding and marketing.

Yet, it would be fair to say we are also drowning in awful digital experiences ? or, at the very minimum, experiences that seem to be stuck in 1991.

As a Digital Marketing Evangelist you can imagine how much that pains me.

When I work with companies, I do my very best to bring my deep and undying passion for creativity and digital awesomeness to them. One manifestation of that is the stories I tell by comparing and contrasting the client's digital existence with others I consider best of breed.

In this blog post I want to try and do something similar by sharing some of my favorite digital experiences with you. There are 7 in total.

Each example is truly amazing and for each I'll share my perspective on why. In each case there are also tips that highlight things that overtly or covertly make the company delightful.

What can you expect?

Inspiring landing pages, cool calls to action, delightful cart and checkout experiences, website copy delicious enough to eat, copy that convinces people to buy by respecting their intelligence, ecommerce reimagined, higher conversions via greater transparency, and examples of how to truly live your brand's values online through an experience that leaves your customers happy and willing to pay more for your products!

Here are the companies and stories covered in this post:

My goal with this post is that by the time you are finished reading, you'll have identified 7 specific things to work on in your digital experience (though there are 18 lessons listed here). And if at least some of you cringe when you contrast your website with the examples below, that's a plus.

Ready to see some pretty sexy-functional-cool stuff? Let's go ?

Songza: Smart Homepages That Anticipate and Deliver Delight

I. Love. Songza.

I really do. It is such a cool service. The music collection is wonderful. I love the social nature of sharing playlists. The suggestions engine they have. And, I cannot stress how much I love this, the nag-free experience they deliver.

There is a lot any business ? B2C, B2B, A2Z ? can learn from Songza.

I want to highlight their home page ? it is simple, beautiful and incredibly smart!

songza home page

I'm visiting it on Saturday evening local time. The page knows that! Then it auto-magically creates five options for me of the music I could possibly want. Party options, relaxing options, entertaining cool friends or eating dinner. I press a button and ? boom! ? Music! Tied to one of 5 things almost all of us are likely to want to do at the moment we visit Songza.

It is not that hard to do this. They use geo/ip to work out where I am. They check if the service is available (they are not in all countries). They work out my local time. Then they match it back to their rules engine that serves me the best options. Try Songza at different times of the day. You'll be amazed at how clever they are with the music options they serve when you visit them at 0600 hrs (music for singing in the shower!) or 1345 hrs or 2200 hrs.

Songza demonstrates great use of technology, but not in an in your face look at how smart we are way. They deliver delight. I smile every time I see the home page they create for me.

Of course there is still the search box on top of the page. For the small % of times they might get day/time wrong, that text is a drop box so you can change it to what you want. At the bottom of the page they explain in three short sentences what they do. (Their wonderful slogan: Playlists by Music Experts. 100% Free. No Audio Ads.) Can you explain your value proposition in nine words? Then, they show external endorsements.

So why is it that YouTube's home page is still such a cluttered mess?

Why is it that when I visit www.3m.com or www.gillette.com they ask me to pick my country? (OMG! In 2013!)

gillette 3m poor home page experiences

Why is it that when I just visited news.yahoo.com, the ad says "New Rule in Texas!", and the page is exactly the same for me in California or someone in London? Why is it that www.orbitz.com uses none of my location signals to customize content on their home page to appeal to me? Why not, at least, show me "Current Deals from San Jose" (my closest airport)?

Sad, right?

There is one other thing that immensely delights me about Songza.

I was listening to my "Write Great Blog Posts" music. I noticed that I was not logged in. So no social features/recommendations available.

I prepare for the inevitable pause in music and click on Log in ?

songza play screen

Astonishingly, there is no pause in music!

The page reloads with the log in screen and I'm able to type my username / password to now access more content / features. With, did I say this already, no interruption in my music!

songza login

I know it is such a small thing. But it matters so much from a consumer experience because it delivers a tiny jolt of delight and it makes your customers smile.

Starting with Amazon.com and right down to the smallest site in the world, when I click to log in I know everything I'm looking at, work I've already done, is going to go away. I'm taken to a new screen. After I type my info I know that they'll redirect me to the home page, regardless of where I was.

Why? Why not Songza your experience?

John Lewis: Thoughtful Cart and Checkout Experiences for Nonline Outcomes

If you've ever asked me the fastest way to improve your bottom-line of your digital experiences, it is likely that my answer was: "Reduce the cart and checkout abandonment rates."

It takes a lot to get someone to your website. It takes even more to get them to come back the 5 times it takes your average customer to hit the Add To Cart button. But if they do, take their money!

Sadly cart abandonment rates routinely run north of 65%. Abandonment rates during checkout are often even higher.

That is so sad. If someone has taken out their wallet to give you money, why not take it?

Part of the problem is that most cart experiences stink. They are full of nonsenseware ? cross-sells and up-sells, all kinds of seals and logos, irrelevant other products, promotions, mobile app pimping and so much more.

Here's an awesome cart/checkout experience, from John Lewis, a UK brand I love ?

john lewis cart sm 1

The first thing you'll notice is that the cart page is uncluttered. The products you are purchasing dominate the page, right under the main site header. All other recommendations, logos, etc. are below the fold.

The cart itself has 7 different, subtle but clever, things (red numbers above).

1. Big font delivery text. No doubt about what I need to do to hit the goal. 2. The button, in a different color, is easy to find (no hunting expedition!), and does not say Start or Checkout or other boring stuff. It says Continue securely . How soothing. :) 3. Shows me again if the product is in stock. 4. In case I was thinking of abandoning, there is a nice heart logo and Add to Wish List , what a cool way to still keep the customer. 5, 6, 7. Another confidence builder: Communicates that they ship everywhere, and whether the particular product is available for each option. I was also impressed at their clever way to drive you to the store by having "Click & Collect" right there. A really nice way to do a multi-channel strategy.

Neither Macy's, Best Buy, nor PetSmart does anything close to this clever. Not just the online + offline part (though they all want multi-channel desperately), but the whole cart experience.

I also like the checkout experience?.

john lewis checkout sm

8. The phone number is there (again in case you were thinking of abandoning). 9. This may be me but I love the truck, and subsequent art on the site. 10. They have a Help in the top nav (and tell you it will pop up :). 11. Lastly, they build confidence by showing a date and time (and in a subtle way, they push you to the store where you will surely buy other stuff!).

A really wonderful experience. Oh, and through the checkout process they refrain from nonsenseware. Just a simple, uncluttered nag-free, ads-free focused-on-checkout experience.

I can't resist, I have one more example for you. One of my favorite checkout experiences around, and it is from Ringadoc ?

ringadoc sm

I like that they reiterate their value proposition again. They also make it clear they only serve California, rather than telling you after you click the Submit button!. (They say this all over their site but do so here again in case you missed it.) I really like the big boxes, big text. The entire "checkout" page is what you see above (I've reduced the size). There is nothing else on that page. Talk about nonsenseware-free!

Bonus: Ringadoc also has a great home page, in case you are looking for inspiration. They sell a very complicated product, and they do it very smartly.

Innocent: Passionate Copy and Heart-warming Visual Design

Television has its fair share of horrible commercials. But a vast majority of TV commercials, or magazine ads or even billboards, are clever/beautiful/joy-evoking. They go to great pains to create a connection with a product's brand by living their brand values in the ad (with imagery, with words, with music, with celebrities). The product/brand managers at 7 for all mankind clothes, Bertolli pasta sauce, Pepsi, Dodge Dart, etc. work very hard on every single frame or picture or second of music.

But when it comes to the web, they all seem to leave their creativity, passion, and brilliant minds at home. Try any of the sites mentioned above. They have boring images (or garish ones that say "LOOK AT ME!!!!!"). They have copy that a dead cat might have written.

Why?

Why leave your passion behind when it comes to the web?

Another example is Innocent (another UK brand!). Here's an example of what I mean by not leaving your passion, love, smarts behind when you crate your digital experience. How awesome is their page for roasted aubergine moussaka veg pot?

innocent aubergine sm

Then the Veg Pot itself (big image!), and underneath it the ingredients and nutritional info. Then the product description, more on this in a second. And finally (did you see the bee?) the reviews.

One nice clean and tight package that delivers everything you want as a customer, and nothing else ? and all delivered with a unique brand experience.

My favorite part is the product description; take 30 seconds and read it:

roasted augergine mussaka

Isn't it amazing? (If you are the aubergine type.) That is mouth-watering yummy text. It is copy by someone who loves their product and can't wait to share it with you. That is selling with passion!

I love the 3 bullet points. They could have ten, but they went with the 3 that communicate the product's value proposition with the biggest impact.

Read their invitation to get you to write a review. How nice.

Then some reviews (they float by). This one with only four circles, but somehow makes the whole thing more credible.

And this is not a one-off deal. Each product description is written with the same unique blend of love, passion, smarts and good copy.

Here's the one for bombay curry:

Bombay butternut squash curry with basmati rice, yoghurt & cumin

Ah. Autumn in Bombay. Right now, the home of Bollywood, 22 million people and 102,224 rickshaws is pretty balmy. Temperatures hover around 28C, blue skies reign and spices waft along on the cool breeze. But seeing as it's more hatscarfcrispyleaf weather round here, we're hoping this aromatic curry will warm up your lunch break. We've combined tasty butternut squash, fennel spiced red peppers and fresh spinach with a delicious mix of Bombay spices and a dollop of cooling yoghurt for a healthy curry to heat you up when it's nippy out. So whack on another jumper, kick back and enjoy your Mumbai moment*.

*Bombay is more commonly known as Mumbai. It is also known as Mambai, Kakamuchee and Galajunkja for future reference/taxi directions

Mmm, hmm, good! :)

The potential impact of the copy we use on our websites is often deeply under-appreciated. Innocent has a great digital brand experience overall. But what stands out for me is the copy. It demonstrates love for their product, it sells with passion, it communicates the brand's core values.

There are a million sites you could contrast with Innocent. Let me use Ragu, the famous maker or pasta and pasta sauces.

This is their page for Old World Style Marinara sauce?.

ragu marinara sauce

A small part of me died.

The complete copy on this page, completely bereft of any passion or love or soul, is the list of ingredients. IN ALL CAPS!

Nothing about what makes this product unique. Nothing about the brand's value or promise. Nothing about ? anything. Not even nutrition facts or pictures of yummy food made with the sauce. Just the ingredients.

And this approach pervades the Ragu website. For example, check out their Meet Our Farmers page. Maybe you expect this page to showcase how cool Ragu is because it buys from small family farms or does organic farming or does not use chemicals. Or maybe you expect to see videos of farmers picking their produce or interviews to underline that Ragu is not a nameless, soulless corporate giant. Or maybe information about how Ragu farmers support local communities. Or ? well, there are a million things I would do if I had a "Meet Our Farmers" page.

But if you were expecting any of those things, you'll be just as heart broken as I was. That page features 3 rolling images (which scroll by before you can finish reading or seeing the photos). Underneath are two, mostly likely stock, photos of Farmers "Chuck" and "Frank" bearing copy that is almost certainly lawyer-approved ? it is bereft of any passion. Plus: No videos. No sweeping photos. No environment commitment. Nothing.

And I'm sure that like every big company, Ragu and its parent company spent millions of dollars on this website. I have zero doubt that the brand manager for Ragu and SVP of the foods division are amazingly smart people full of passion. Yet.

The web can sell product. The web can infect your potential customers with the passion you feel for your job. The web can, in a very real way, create experiences that live your brand's values. The web can really do ? so much. But you have to try.

If you were looking for inspiration, look no further than Innocent. Oh, and if you want a taste of how much more awesome than above they are ? just click on links titled bored?, beat january, and blog in the site header.

AAA Life Insurance : Truly Customer Centric "Convince Me To Buy" Experience

At a former employer we used to obsess about CMTB. Where's the CMTB? Wait that's not CMTB, that's just treating customers dumb? What subtle CMTB clues can we put on the page?

CMTB stood for convince me to buy. It was our short hand for persuasive content that always took the customer perspective, treated the customer with respect, and created a simple experience requiring the fewest back button presses / having to go back to Google.

This is a great story about CMTB.

I want to buy term life insurance. I only have the vaguest idea of what it is, but I know I want it. So I Google term life insurance online quote and spent most of my time with two companies. MetLife and AAA . Each website has a form you can fill.

The yellow box below is the MetLife form. It asks some basic information that is easy to type in, Female, Excellent Health, DoB, Coverage. I got tripped up on Term Length. I was not sure what the implication of my choice might be. I go back and complete the Life Insurance Calculator , but it does not cover this. Anyway. I choose 30 and hit Go.

insurance quote

The AAA form asks for a bit more info (height and weight) and, smartly, captures my email address. But there is nothing that trips me up. That makes me happy. I click Next.

MetLife presents me with this rather ok'ish page. The nice doggie says $377/month and asks me to Continue. There are three reiterating bullet points.

metlife insurance results sm

But there is very little CMTB.

And $377 seems like an insane amount of money to pay each month.

My only choice though seems to be to Modify Quote link (it looks a bit weird, but you can see it above if you try for a couple of seconds).

So I abandon.

AAA on the other hand takes me to a page that ?. well ? seems to be designed for humans. There is a happy family (awww). There is a bold claim: Term Life for Less. (Not: "Affordable coverage." Subtle difference in persuasiveness.)

Scroll back up. Look at the MetLife page (and that is the whole page up there). Then scroll back down and look at the AAA page. What do you think?

aaa results page sm

The AAA page also includes a handy dandy "Estimate Your Needs" calculator in case that is of value. Calculate Now! :)

But to me the pi?ce de r?sistance is the box you see in the middle. Rather than one number ($377!) I get an extremely simple-to-understand graph that is immediately soothing because it illustrates that I have a choice.

First thing to notice is that the graph tops out at $275 (I'm already saving $102 over MetLife, hurray!).

Let's look at the other delightful things about this awesome example of a CMTB page, first let's zoom into it ?

aaa term life insurance results

1. I really like the clean title. Your Term Life Quote. MetLife has something inside the blue box, much less clearly stated. 2. There is a crystal clear path back to where I came from in case I made a mistake. 3. To ensure I made no mistakes my choices are clearly stated again. How nice is this? 4. AAA gives me lots of choice. Remember they never asked me to pick my term. They realized very cleverly that a lay person would not know what it is, and, more importantly, a lay person would not realize the implications of that choice (on rates). Now I can see what the implication of choosing 30-year term is: biggest bill. But ? 5. This is a stroke of genius. Next to the text "Adjust Coverage Amount" they have a red bar I can move to figure out the if I can come up with a "happy number" for myself! Sweet!!

So what happens?

I don't abandon.

I move the bar! I try various positions, for example I adjust the coverage to $300,000 and realize that it would be extremely easy for me pay $48 per month?.

aaa term life insurance results adjusted

Assuaged, I try other positions and end up with a 20 year term for $90/month that gives me pretty good coverage.

Then I click Next and start my application.

There are 2 major differences, IMHO, between the approaches of the companies. Actually, 3 differences:

1. AAA's visual experience is substantially better than MetLife. It is modern, easy on the eyes, and full of persuasive elements. 2. The team at AAA likely is not just a "web team," they understand what trips people up and they work to eliminate those trip wires. For example, they choose to present term options when they will make sense to prospective customers. 3. They assume intelligence at the other end (in their prospective customers). Rather than thinking "we can funnel the most if we just spit out one number," their approach is "let's create an extremely simple visual summary of choices, and put our customer in charge of figuring out what works for them."

Every large successful old school company has a tendency to try to do business online just as it has always been done offline. "Let's just get people on the phone and our sales reps will convert!" "When people walk into the office, they are very simple-minded and don't know what they want, let's do that on the web."

AAA shows that a old school company can learn new tricks, that it can assume a little bit of intelligence on the other side and deliver an experience that can convert at a higher rate, even with some data (ooohhhhh scary data!), by trusting their customers to have a big say in how much they want to pay and what tradeoffs they want to make.

I love AAA. And I do have a 30-year Term Life Insurance policy from them.

CMTB rocks!

Shopbop: (Luxury) Ecommerce and Branding Done Right!

I don't often get an opportunity to do this, but when I do I love shopping at Nordstrom. The stores are almost always beautifully done, the displays are lovingly put together, and ? my favorite ? the staff are informed and kind. It is on those rare occasions that I truly understand what "retail therapy" means.

Neiman Marcus is another example of a store where shopping is often fun. It is often clear that a lot of thought was put into every little thing, including the underside of tables, to encourage you to stay, explore and buy.

It is the look, the feel, the little touches that make you happily part with your cash.

Recently, I wanted to buy a dress for myself. I went through the shopping experience for a few different sites, picking the same brand BCBGMAXAZRIA.

So what do the NM and Nordstorm experiences look like?

One word: Generic.

nordstorms neimanmarccus 1

See what I mean? This blog runs WordPress. I can buy a theme for $20 that would give me exactly the same layout, look and feel as the above two "luxury" "top-tier" retailers. How lame is that? $20!!

When I visit Macy's, I do have lower expectations. I don't mind that the BCBG page there looks generic, has utterly clinical product descriptions, and contains irrelevant stuff and text ads on the page. It is ok that when I'm shopping for a $368 dress they show "Ads by Google" to Lean Cuisine (PS: I'm not fat), NextTag, UGG, and Nordstrom. (Though the tradeoff between making two cents from me via the ad click rather than $368 from the dress might be questionable.)

But with Neiman Marcus, with Nordstrom, I don't expect that. I expect that they'll have a beautiful brand experience, use fast-loading technology to do clever things, allow me to explore products, make smart recommendations. And so much more. I expect all that because they expect me to pay their prices!

After spending millions upon millions of dollars in their offline retail experience, it is incredible that their choice of online experience is to barely beat one that can be had with a 20-dollar WordPress theme.

At least the Neiman Marcus page is not 30% empty white nothingness like Nordstrom's is.

So, is it possible to replicate the incredible in-store experience on the web? In fact, can you one-up the store and do things online that you can't even do offline?

Yes!

Meet the incredible luxurious, beautifully dressed-to-impress experience of Shopbop ? The first thing you might notice (please do visit the site) is how focused (and beautiful, did I already say beautiful?) the experience is. Everything seems to be placed in exactly the right place with a great attention to detail. Unlike almost every other site on planet Earth, the product takes center stage on Shopbop. You see the dress, and that is all you see, until you are ready to see the other stuff.

The price is easy to see, colors easy to find and change, micro conversions cleverly tucked under the Add To Cart button.

shopbop

The bottom part of the page is taken up by well thought out recommendations to accessorize the dress. [Many, many retailers get greedy here and throw up completely random stuff, or nothing at all. Both are such big mistakes. Remember, you are trying to create a unique brand experience.]

Let me drill down into some of the more subtle features that make Shopbop's experience so much better than its peer set:

1. I love clean headers. Hovering over them brings up focused small sub menus (unlike sub menus with 900 items each for NM, NO). 2. I love this. When you pick your size the Size & Fit box on the right automatically opens! It shows the normal distribution of XS, S, L etc, but it also shows, how cool is this, the Model's size (S in this case), her height, bust, waist and hip size! You can't try the dress on, but this data helps you understand if it will look on you just like it does on the model. (Not in my case.) 3. The description is not clinical, it paints a picture.

shopbop bcbg

4. In case you are not ready to buy (don't abandon!) you can add it to a wish list, add it to your designers, email it to your mom (and beg her to buy it for you), etc. Micro-conversions FTW! 5. I lied earlier. This is my favorite bit. If you click to play the video it does not open a new pop-up, it does not open a new frame, it does not do things you expect on all other sites. The model you see above just starts moving! She shashays right where her image is, in the white space. Nothing else changes on the screen. It's like magic. Try it on the site.

6. When you click on the model, the zoom is delightful. It takes over the entire right side and shows a detailed view just as long as the model ?

shopbop closeup

?

Both Nordstorm and Neiman Marcus have zooms, try them on their sites and you'll see why Shopbop's is so much better.

7. Hyper-relevant accessories to make the dress, and you, pop. The experience with the accessories is the same, big, bold, beautiful with just the information you need (right on the dress page) and nothing that you don't need?

shopbop cross sells

On and did you see a subtle example of CMTB? When I picked my shoe size, I see "Only 1 left." Nice. I instantly head to the checkout. :)

Shopbop is not as big as Nordstorm or Neiman Marcus or Debenhams or other top-tier stores. It does not have the complexity or the number of products that they do. It does not have nearly as many layers of management as they all do.

But I humbly believe that none of those are reasons to have generic web experiences intended to sell non-generic products. If we don't put in the effort to create beautiful, smart, friendly, brand-enhancing, thoughtful experiences, how can we ever expect the web to deliver the kind of feeling someone gets when they walk into our stores? How can we expect to make lots of happy customers and lots of money as customers and their shopping preferences move online?

You want a premium price? How about a genuinely premium shopping experience.

Bonus: If you want another example of a great top-tier store that does digital really well, check out Barneys New York.

Security Choice: The Power of Conversion Through Transparency

This deep into the post I'm confident that you are on to my bias for white space (I love good white space, Shopbop, and don't love the wasted white space, Nordstorm) and uncluttered experiences (a common theme thus far). I have to admit, I do like sexy and nothing says sexy like uncluttered experiences where the content has lots of room to breathe.

That said, one of my most-tweeted quotes is: "Never sacrifice functionality at the alter of sexiness."

I firmly believe that.

This example will prove that I'm very comfortable with the cluttered and a little garish, as long as the experience is deeply functional.

The story is that like every other human being on the planet I worry about the safety of mi casa. At least in our neck of the woods the brand that many people know is ADT. So like every other human on the planet I go to my favorite search engine and type in "ADT Security Plans."

I was looking for two things. 1. What is the cost of, and options for, an ADT security system? 2. What will be the monthly fees?

I get a bunch of paid and organic search results.

Here's the first one?

protectyouhome.com

Protectyourhome.com gives me some hints when it comes to the answer to the first question. I can see some equipment, though it is unclickable and the page does not say anything about the equipment you get for $49 (and note the weasel word: "Starting at").

I like the bonus. But there is no indication as to what the monthly cost will be, and there is no online quote option. Being wary of the phone hard sell, I just click the back button. It is easier.

I click on the next link, it takes me to Homesecurityteam.com. I scroll down the page and see the package, offer for free consultation and the happy family:

homesecurityteam.com

But there is no direct indication of what the monthly price will be. I'm still quite skeptical about these affiliates because I feel that they are just trying to pawn me off to ADT and collect their bounty. So I click on the back button.

(In writing this post I now see that the top nav has a link called Pricing . I'm not sure if that is for the security system or the monthly plans. I should have clicked on that to check.)

The third link is to the ADT website. Now they can acquire me (I'm pre-convinced!) by creating a great experience, reassuring me with clear pricing, and they won't even have to pay a bounty to their aggregators!

Here's the landing page?

adt

It looks pretty. But a quick glance will show that they are offering me the worst possible deal. Not only are they not giving me the $100 Visa card like others, ADT is not telling me what the monthly price will be or what my options are for monthly security monitoring! adt disclaimer

There is a "Low Monthly Fees" bullet, but there is little detail (weasel word alert: "about $1 a day").

And it is as if html has not been invented. My only option is to have ADT "Call Me."

I realize that ADT has always done phone sales and is comfortable with that. But in the age of digital (and at 0200 hrs when I'm searching for security), why not deliver a digital experience that expresses your value proposition in such a clear and compelling way that it can convert better than your call center?

But that is not the worst part. (Though it is all pretty awful.)

The worst part is the asterisk. Do you see it next to the $49? And five more times on the page?

I was really curious what the terms were to get $49 installation. What was included?

If you scroll and look carefully you'll find an * and a link toTerms and Conditions . If you click on it (get ready to weep) you'll see the page you see on the right.

K. M. N.

The finest American lawyers hugged the finest Direct Marketing experts and produced this horrendous baby.

It is impossible to understand. It is more complex than the International Space Program. And, worst of all, in the end all you can sadly think is: "ADT is one big scam."

Not the impression you want to have about a security company.

I can customize and buy a car online. Why can't ADT figure out how to create a digital experience that is transparent? One where I can go pick my components, choose between five plans, and send them an installation order?

IMHO there are 2, amongst others we can't guess, contributing factors. 1. ADT assumes there is zero intelligence on the other side (in its prospective customers). 2. ADT believes that its operators are best equipped to oversell me.

In the long run, both create unhappy customers.

But my experience was not entirely futile.

The last link I clicked on took me to this fantastic page from Security Choice ? Take your time ? Can you figure out how much the security service costs? :)

security choice com sm

Nine dollars! The page answers the one question you want answered to get ADT into the consideration funnel. How hard was that?

It's got all the other stuff, too. But by naming the price, your mind does not go instantly on guard, like it did with all the other folks. You think, "Nine bucks, I can do that, thank you. Can you tell me more?" And you ? click on the $9, and you get to a sweet comparison table of all the plans. It also happens to include textual explanations for those amongst us who want to know more (and of course delightfully will help the company's SEO strategy).

But there is more to the Security Choice landing page than just passing the all-important transparency test. There are 11 other things you should consider for your landing page optimization strategy:

security choice com sm2

1. Without a doubt my favorite element was the transparency / answering the first question I had quickly. 2. Nice CMTB "Act now and rest easy tonight!" 3. They want you to call them. Is that clear on this page? :) And when you call them the first thing they (or DirecTV or Crutchfield or any DR company) will ask for is the Promo Code. Clearly marked here. 4. Did you see, did you see? They can tell where I'm visiting them from! (3M, Gillette ? boo!) Another nice CMTB.

5. This was close to my favorite: today's date and exactly how long they are open today! They know my location, my time zone, they tie it to their working hours and then create a sense for urgency for me. Nice. 6. Free system valued at $850. Need they say more? Another wonderful example of CMTB. 7. You had me at hello, but sure, I'll take a $100 card, too. 8. Telling me information I don't know ("save 20% on your homeowners insurance"), information that will push me to buy. 9. Everyone on the Internet loves speed. Does your page communicate what aspect of speed you deliver on?

10. If you are ready, a clear call to action stands out. Notice it does not say Call Us, it says Call Me. Make the conversion as easy and as painless as possible. 11. If all of the above did not already make the sale, there is additional information.

Of the tabs in 11 they should probably highlight the last one, "How Safe is Your Neighborhood." I type in 94043 and I get: 233 burglaries, 1,820 property crimes, 6 murders and more! Scary stuff, but ties clearly to what they are selling. The data is for 2008, but works like a charm in driving conversions.

ADT's business is undeniably complex, and it is difficult for someone from the outside, me, to understand it all. But if I might be so bold I would recommend that they fill out that form on Security Choice's website. The call is free and someone at Security Choice could share digital best practices with ADT. :)

Ok, question for you: Are your landing pages this good? Do they understand the singular thing the Visitor is looking for and deliver that answer in size 68 font this clearly? And do you have enough wood behind that arrow? All 11 of these incredibly persuasive elements?

?

No? Why not? Don't you love happy customers and big revenues?

Method: Amazing, Immersive, Love-Evoking Brand Experiences.

I've saved one of my absolute favorite sites for my last example. It is one that pulls together lots of little things that I've mentioned in this post, and does a few things above and beyond.

Rather than one page or one thing, I want to highlight the entire Method website (even though sometimes in Chrome it acts weird).

It is an amazing, immersive brand experience. Without trying very hard, you get a really great sense of the brand (and all its quirkiness). The site's visual design is beautifully consistent with that of the product, and consistent with the look and feel of the products when you bump into them at Target or other retail stores in the real world.

method home page 1

Amazing right?

Not just sexy, functional too.

The top nav is super clean, just three things: Shop, Clean Happy, Methodology. The color palette ensures that you see them easily.

Then if you want, a subtle second nav with product segments.

One big promo at the bottom of the page. And one giant rotating "hero" in the middle of the page that grabs your attention ? as much with the beautifully photographed products as the delightful copy!

If you want to contrast how absolutely amazing Method's home page is, try comparing it with another company ? (one that also spends millions upon millions on TV and other offline advertising ? Lysol. Go ahead, click on that link. You'll see what I mean. Amazing, right?

With Method, beauty is not skin deep. It is very hard to make a dish washing liquid page one that people will remember visiting.

Checkout the product page for the clementine dish washing soap. Giant image (oh, I love this so much!). Beautiful copy, excerpt: "wash more dishes than you can shake a spatula at. when the plates pile up, there?s no greater relief (short of having someone else tackle them for you) than knowing you have an ample reserve of natural, ultra grease-fighting dish soap."

Clear call to action. Product reviews (integrated with Facebook). Sharing options. Two tabs with more details "what's in it" and "scents". Just reading the what's in it will improve your confidence in the brand 100x.

Another contrasting moment, with another much bigger, much richer company. Palmolive. (Small warning: The page automatically plays music!). If you choose the Original dishwashing liquid you are taken to this page. Compare it to Method's. Again, amazing difference.

If you click on any Buy Now link on any Palmolive product on the site you are unceremoniously dumped on this page.

palmolive colgate digital experience

It is a website called "econsumeraffairs.com", not what you might expect: Colgate or Palmolive. The site has no Palmolive branding on it. It doesn't remember the product you want to buy (OMG!). You are supposed to be so desperate to buy Palmolive that you'll survive the shock of ending up on this page and then answer seven (7!) questions

Yes. I was speechless.

(Oh, and I died on the first Want to buy a Colgate-Palmolive product? question. It says Select Product Type. Your options: Household surface care, Fabric care, Oral care, Personal care. What category does dish washing liquid fall into?)

What another example? Check out Finish, and any product (say, Finish Gel). Incredible.

Let's get back to the happy stuff.

As in the case of Innocent earlier, I'm really delighted with the love and attention the team at Method pays to the words they use. For example, click out the site footer?

method footer 1

Does that not make you smile? You can say "Like us on Facebook", sounds a bit desperate. Why not say "like to be our friend?" Much better, right? Or say "lights, camera, videos" for YouTube. Why not say "greenskeeping + sustainability" instead of "Environmental responsibility" like every other site?

Some sites just try to be cute, or come across as trying too hard. But as you see the footer above, or when you experience the Method site, you don't get that sense of neediness.

I'm sure the thing you clicked on first in the footer was the humanifesto. Here is that awesome beast of a thing:

method humanifesto

Every Brand Marketer says that their brand stands for something. Every Brand Marketer has written down the brand persona. Every Brand Marketer knows the brand attributes.

Yet you would not know that were you to visit their site. Say Bounty or Iams or Downy or Gain or Vicks.

Why don't they have a Humanifesto? Does the internet stink at branding?

Today, you as a Brand Marketer are slowly losing control of your God-given right to deliver the first impression of your brand in a controlled 30-second TV ad or via a glossy print buy in Martha Stewart Living . If people discover you digitally, what is your plan to make them fall in love with your brand?

And if they do visit your digital existence, and they are impressed enough to sign up for a longer term relationship with you (OMG, true gift from god! Not just a unmemorable one-night stand via tv, but the start of an actual direct customer connection ? and many future dates!), what does that experience look like.

Does it look like this?

method email signup

First, I bow to the coolness of that graphic. These people really want my email address! They made me smile.

Next, notice the overall branding ? consistent, lovely color palette, totally on brand.

Then, checkout the CMTB. Just two boxes and Submit (clear call to action). In bold people against dirty, me! The notice the cute "psst ? read our privacy policy." How often do you draw attention to your privacy policy as a way of converting your website visitors?

Oh, and above is the whole page.

To get some perspective, let's try to do it for a different company. Let's pick Febreze (again, a brand with millions upon millions in actual spend on Marketing and Branding).

If you click on their Get Newsletter link, I get shuttled to a website called Home Made Simple and this profoundly generic page (compare to above) that is asking me to Complete Your Sign Up :

fabreze email signup

Where's Febreze?

I doubt the fact that they are asking me to fill out 14 fields will escape your attention. 14. And they are asking for my date of birth! And asking me to make up a security question and remember the security answer.

For. A. Newsletter!!

How is it possible that P&G, a company with unlimited money and unlimited creativity ? and, I know for a fact, some of the smartest Brand Marketers on the planet ? can create something so gosh darn ?. cheap, onerous and uncreative?

Digital provides every Brand Marketer an almost infinite capability to express creativity. I love that the ones at Method do such an incredible job of expressing that creativity. End result? I pay more money for soap that I suspect is no better than any other, but boy do I feel better using it.

That, ladies and gentlemen, is marketing that works! You exchange creativity, passion and love for your products for my money.

Closing Thoughts / 7 Experiences, 18 Lessons.

Above and beyond all else, it is my hope that this post provides specific guidance on what incredible web design, branding and digital marketing experiences are.

I hope that the actual examples provide concrete evidence of the awesomeness that is all around us.

I hope they inspire you to take a long hard look at your own digital existence and want to move from good to magnificent. And do remember that you have to take none of this at face value. You have free tools like Google Analytics Content Experiments (now with the power of multi-armed bandits!), and eminently affordable ones like Optimizely and Visual Website Optimizer to run experiments that will prove I'm right. Sorry, I meant so say tools that will prove to you what works best for your business. The missing ingredient is inspiration (in spades above) and your courage (I know you have tons of it).

To accelerate your experimentation I've summarized a cluster of short lessons from experiences covered in this post. They are collected in this pdf file, please click the link to download: 18 Lessons from 7 Incredible Digital Experiences.

I hope you find these lessons to be of value.

Now go, carpe diem!

As always, it is your turn now.

Which of the 7 was your favorite example? Which one was a surprise? Do you have a digital experience that you absolutely positively love like crazy? Is there a digital experience you find utterly frustrating? What was your key learning from this blog post (from our 18 lessons)? Is there something specific you are going to change about your own digital experience?

Please share your lessons, frustrations, examples, stories, inspiration via comments below.

Thank you.

Source: http://www.kaushik.net/avinash/web-design-branding-digital-marketing-experiences/

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'Dangerous precedent': Dead man faces trial in Russia

Misha Japaridze / AP, file

Russia is going to try lawyer Sergei Magnitsky, who died in jail after being accused of fraud. Magnitsky said Russian officials and organized crime member conspired to frame him, and a report by Russia's presidential human rights council found in July 2011 that Magnitsky had been repeatedly beaten and deliberately denied medical treatment while in jail.

By Max Seddon, The Associated Press

MOSCOW -- Russia is preparing to put lawyer Sergei Magnitsky on trial, even though he died in 2009, in the latest twist in a case that has become a byword for Russian corruption and has severely strained U.S.-Russian relations.

The posthumous trial has already provoked outrage among rights groups who see the whistle-blower's case as indicative of the rampant judicial abuse, skyrocketing graft and blurred boundaries?between the state and organized crime that have plagued Russia under President Vladimir Putin.

"The trial of a deceased person and the forcible involvement of his relatives is a dangerous precedent that would open a whole new chapter in Russia's worsening human rights record," Amnesty International said in a statement last week.

Prosecutors accuse Magnitsky and his former client, London-based investor William Browder, of a $230 million tax fraud carried out through subsidiaries of Browder's company, Hermitage Capital Management.

Magnitsky claimed in 2008 that the fraud was committed by an organized crime group who colluded with the corrupt Interior Ministry to register themselves as the owners of three Hermitage subsidiaries and then claim a $230 million tax rebate. He was arrested shortly after by the same officials and accused of stealing the money himself.

Abused in prison
A year later, the 37-year-old Magnitsky died in jail of pancreatitis, after what supporters claim was a systematic torture campaign. A report by Russia's presidential human rights council found in July 2011 that Magnitsky had been repeatedly beaten and deliberately denied medical treatment.

"If they have the same investigators and judges try the case, then what are they going to say ? 'we're guilty and we should be punished?' It's obvious what's going to happen," Magnitsky's mother, Nataliya Magnitskaya, told The Associated Press last week.

Russia's top court ruled shortly after Magnitsky's death that posthumous trials were allowed, with the intention of allowing relatives to clear their loved ones' names. Though neither Magnitsky's relatives nor Browder say they asked for charges to be refiled, prosecutors reopened his case just days after the ruling.

A Moscow court on Monday set preliminary hearings in the case for Feb. 18. Browder is being tried in absentia; he has not been to Russia since he was banned from entering the country in 2005.

Evidence collected by Browder on a website, Russian Untouchables, indicates that the officials accused by Magnitsky became substantially wealthier after the tax rebate, spending vastly in excess of their meager official salaries on international travel, luxury cars, and prime real estate in Dubai.

Officials in Switzerland, Cyprus, Latvia, Lithuania and Estonia are attempting to trace portions of the $230 million rebate to banks in those countries.

Last December, tensions between the U.S. and Russia flared when Congress passed a law named after Magnitsky sanctioning officials Browder accuses of involvement in the fraud.

Putin at that time said that Magnitsky died of a heart attack and accused Browder of politicizing his death to distract from his own crimes.

Russia responded to the U.S. law by banning adoptions of Russian children by Americans and dropping charges against a prison doctor on trial for negligence in Magnitsky's death.

Related:

PhotoBlog: Anti-corruption blogger challenges Putin

Thousands march in Moscow to protest adoption ban

Member of Russian punk rock band Pussy Riot: I've received death threats

? 2013 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://worldnews.nbcnews.com/_news/2013/01/28/16737097-a-dangerous-precedent-russia-to-put-dead-man-on-trial?lite

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U.S. House budget chief: automatic spending cuts "going to happen"

WASHINGTON (Reuters) - Automatic spending cuts postponed at the start of the year will go into effect as scheduled in March but "no one" is talking about allowing a U.S. government shutdown, the Republican House of Representatives Budget Committee chairman said on Sunday.

The automatic spending cuts had been delayed by two months as part of the deal to avoid the "fiscal cliff" of tax hikes and deep spending reductions - known as sequestration - that had loomed at the beginning of this month.

"I think the sequester is going to happen," Representative Paul Ryan, chairman of the House budget panel and the party's 2012 vice presidential nominee, told the NBC program "Meet The Press."

House Republicans, most of whom had strongly opposed any tax rate increases in the "fiscal cliff" debate, have now started to shift their focus away the issue of tax increases and toward the spending cuts.

"We think these sequesters will happen because the Democrats have opposed our efforts to replace those cuts with others and they've offered no alternative," Ryan said.

In the debate over how to get America's fiscal house in order, Democrats have argued for a combination of tax increases and public spending cuts. Republicans have favored spending cuts without higher taxes.

Some Republicans have called for delaying the planned spending cuts in defense while increasing cuts in other areas of the federal government. The Pentagon said on Friday it had begun laying off most of its 46,000 temporary and term employees and cutting maintenance on ships and aircraft in an effort to slow spending before nearly $50 billion in new cuts are due to go into effect on March 1.

Following a showdown over raising the U.S. debt ceiling in 2011, President Barack Obama and Congress agreed that $1.2 trillion in automatic cuts in domestic and military spending over 10 years would begin at the start of this year unless lawmakers took action to rein in spending. That was postponed until the beginning of March in the "fiscal cliff" deal.

Ryan said the automatic cuts would take place as scheduled because Democrats have not offered alternatives to Republican proposals for spending cuts.

STOP-GAP SPENDING

March 27 is the expiration date for a stop-gap government funding measure. If Congress does not authorize a new spending bill by that date, government agencies and programs would have to start shutting down. In such a scenario, military activities could be curtailed and federal employees put on unpaid leave.

While Republicans in the past have threatened similar shutdowns to press for spending cuts, the tactic could backfire. Republican-led government shutdowns in 1995 and 1996 met with strong public disapproval.

Ryan played down a potential fight with Democrats over the stop-gap spending measure.

"No one is talking about shutting the government down," Ryan said.

The House last Wednesday passed a Republican plan to allow the government to keep borrowing money through mid-May, clearing it for quick enactment after the top Senate Democrat and White House endorsed it.

The measure includes a measure requiring the House and Senate to pass a formal budget resolution by April 15. Under the provision, if either chamber fails to meet this deadline, lawmakers' pay would be suspended until they pass a budget.

The Democratic-controlled Senate is expected to pass it unchanged before sending it to the president.

Ryan also signaled little appetite for a renewed debate with Democrats on further tax increases after the "fiscal cliff" deal that included higher tax rates on the wealthiest Americans.

"We already offered that back in the 'fiscal cliff' negotiations," he said. "The president got his additional revenues. So that's behind us."

He said if Democrats keep raising taxes, it would weaken the likelihood Congress could accomplish "decent tax reform."

(Reporting by Margaret Chadbourn; Editing by Will Dunham)

Source: http://news.yahoo.com/u-house-budget-chief-automatic-spending-cuts-going-185521841--business.html

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Video: Vikes' Rudolph wins Pro Bowl MVP

Sorry, Readability was unable to parse this page for content.

Source: http://nbcsports.msnbc.com/id/21134540/vp/50611264#50611264

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Dutch Queen Beatrix abdicating, son will be king

Image taken of a TV screen showing Dutch Queen Beatrix announcing she will abdicate April 30, 2014, during a speech prerecorded in The Hague, Netherlands, Monday Jan. 28, 2013. Beatrix, who turns 75 on Thursday, has ruled the nation of 16 million for more than 32 years and would be succeeded by her eldest son, Crown Prince Willem-Alexander. (AP Photo/NOS Television/Peter Dejong)

Image taken of a TV screen showing Dutch Queen Beatrix announcing she will abdicate April 30, 2014, during a speech prerecorded in The Hague, Netherlands, Monday Jan. 28, 2013. Beatrix, who turns 75 on Thursday, has ruled the nation of 16 million for more than 32 years and would be succeeded by her eldest son, Crown Prince Willem-Alexander. (AP Photo/NOS Television/Peter Dejong)

FILE - In this Sept. 20, 2011 file photo, Dutch Queen Beatrix, center, Crown Prince Willem-Alexander, left and Princess Maxima, second left, arrive at the "Hall of Knights" to formally open the new parliamentary year in The Hague, Netherlands. Queen Beatrix announced she is to abdicate in favor of Crown Prince Willem Alexander during a nationally televised speech Monday, Jan. 28, 2013. Beatrix, who turns 75 on Thursday, has ruled the nation of 16 million for more than 32 years and would be succeeded by her eldest son, Crown Prince Willem-Alexander. (AP Photo/Bas Czerwinski, File)

FILE - In this Sept. 20, 2011 file photo, Dutch Queen Beatrix formally opens the new parliamentary year with a speech in The Hague, Netherlands, Tuesday, Sept. 20, 2011. Queen Beatrix announced she is to abdicate in favor of Crown Prince Willem Alexander during a nationally televised speech Monday, Jan. 28, 2013. Beatrix, who turns 75 on Thursday, has ruled the nation of 16 million for more than 32 years and would be succeeded by her eldest son, Crown Prince Willem-Alexander. (AP Photo/Toussaint Kluiters, Pool, File)

FILE - In this April 30, 1980 file photo, Princess Juliana, just after her abdication, kisses her eldest daughter Queen Beatrix, left, on the balcony of the Royal Palace in Amsterdam, Netherlands. The Dutch Queen Beatrix announces she is to abdicate in favor of Crown Prince Willem Alexander during a nationally televised speech Monday, Jan. 28, 2013. Beatrix, who turns 75 on Thursday, has ruled the nation of 16 million for more than 32 years and would be succeeded by her eldest son, Crown Prince Willem-Alexander. (AP Photo/ Ferry van Groen, File)

FILE - In this April 30, 1980 file photo, Queen Beatrix is shown during her crowning ceremony at Nieuwe Kerk, or New Church in Amsterdam, Netherlands. The Dutch Queen Beatrix announced she is to abdicate in favor of Crown Prince Willem Alexander during a nationally televised speech Monday, Jan. 28, 2013. Beatrix, who turns 75 on Thursday, has ruled the nation of 16 million for more than 32 years and would be succeeded by her eldest son, Crown Prince Willem-Alexander. (AP Photo, File)

(AP) ? The Netherlands' Queen Beatrix announced Monday that she is ending her reign after 33 years and passing the crown to her eldest son, who has long been groomed to be king but who will have to work hard to match his mother's popularity.

The widely expected abdication comes at a time of debate over the future of the largely ceremonial Dutch monarchy, but also as calm has descended upon the Netherlands after a decade of turmoil that saw Beatrix act as the glue that held together an increasingly divided society.

"Responsibility for our country must now lie in the hands of a new generation," Beatrix, one of Europe's longest-serving monarchs, said in the simple, televised speech announcing her abdication.

The queen, who turns 75 in just a few days, said she will step down from the throne on April 30. That same day, her eldest son, Willem-Alexander, will be appointed king at an inauguration in Amsterdam. He will be the Netherlands' first king since Willem III died in 1890.

Willem-Alexander is a 45-year-old father of three young daughters, an International Olympic Committee member, a pilot and a water management expert.

Over the years, he has struggled to win the affection of this nation of 16 million, but his immensely popular wife, the Argentine-born Maxima, has helped him gain more acceptance ever since she brushed away a tear during their wedding in 2002.

They are a hard-working couple: Willem-Alexander regularly gives speeches at water conferences, sharing his low-lying nation's centuries of experience battling to stay dry, while soon-to-be Queen Maxima, a former investment banker, has carved out a career as a microfinance expert.

Together, the pair has often been seen cheering on Dutch sportsmen and women at Olympics from Beijing, to Vancouver and London.

"He's known as 'Mister Water,' isn't he? He seems like a reliable person, just like his mother," said Desiree Hoving, an Amsterdam resident. "I don't really have an emotional response to him, but I do think it's nice that Maxima is going to be queen."

Despite regular public appearances, Willem-Alexander is also fiercely private, giving reporters and photographers brief, choreographed glimpses of his family in return for being left in peace the rest of the time.

"He and Princess Maxima are fully prepared for their future roles," Beatrix said. "They will serve our nation with dedication, faithfully preserve the constitution and bring all their talents to the monarchy."

Despite her popularity, Maxima has always carried an air of controversy because her father was an agriculture minister in the military junta that ruled Argentina with an iron fist in the late 1970s and early 1980s.

In a move that may curtail possible protests, the Royal House said that Maxima told Prime Minister Mark Rutte that her parents will not attend the inauguration.

In her brief, prerecorded speech from her Huis ten Bosch Palace in The Hague, Beatrix said she was, "deeply grateful for the great faith you have shown in me in the many years that I could be your queen."

The queen's departure is sure to bring about an outpouring of sentimental and patriotic feelings among the Dutch, most of whom adore Beatrix. In everyday conversation, many of her subjects refer to her simply by the nickname "Bea."

Well-wishers immediately gathered outside the palace Monday.

One of them, Laura Dinkshof, took along a homemade orange banner. "We hope the queen will see it," she said. "It says we were very happy with our queen and we wish her a nice retirement and that we have trust in our new king."

Rutte, a staunch monarchist, said that ever since her coronation in 1980, Beatrix ? the nation's oldest-ever monarch ? "applied herself heart and soul for Dutch society."

Beatrix succeeded her mother, Juliana, as head of state, and her reign has been marked by tumultuous shifts in Dutch society and, more recently, by personal tragedy.

Observers believe Beatrix remained on the throne for so long in part because of unrest in Dutch society as the country struggled to assimilate more and more immigrants, mainly Muslims from North Africa, and shifted away from its traditional reputation as one of the world's most tolerant nations.

Beatrix was also thought to be giving time for her son to enjoy fatherhood before taking the throne.

The abdication also comes at a time of trial for Beatrix. A year ago, she was struck by personal tragedy when the second of her three sons, Prince Friso, was left in a coma after being engulfed by an avalanche while skiing in Austria.

And even in a job that is mostly symbolic to begin with, the previous government stripped her of one of her few remaining powers: the ability to name a candidate to begin Cabinet formation after the election of the national parliament.

Beatrix's reign began in difficult economic times and there were riots in Amsterdam at her inauguration, as thousands of demonstrators protesting the city's housing shortages fought pitched battles with police just a few hundred meters (yards) from the downtown palace where she was crowned.

But throughout her tenure she was a calming influence on society, particularly in the aftermath of the 2002 assassination of populist politician Pim Fortuyn and the murder two years later of filmmaker Theo van Gogh by a Muslim extremist.

Personal tragedies have exposed a softer side of the queen and brought her closer to her subjects.

The 2002 death of her German-born husband, Prince Claus, took a toll on her, and it was apparent how deep her reliance on the quiet man had been: she was filmed leaning heavily, almost hanging, on Prince Friso's arm as they entered the church for her spouse's funeral.

In another blow, a deranged loner tried to slam a car into an open-topped bus carrying members of the royal family as they celebrated the Queens Day national holiday in 2009. The driver killed seven people who had gathered to watch the royals, a brazen attack that shocked the nation.

Friso, who had been such a support after Claus' death, remains in a coma. Late last year, the Royal House said he showed "very minimal" signs of consciousness.

"I think it's a good time for her to leave, with all that happened in her life recently," said 44-year-old Bert Duesenberg of The Hague as he stood at the queen's palace gates. "I also think that Alexander is ready to take over, and he has to do that. It is good news, and it's time for the change."

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Associated Press writer Toby Sterling contributed from Amsterdam and Alex Furtula contributed from The Hague.

Associated Press

Source: http://hosted2.ap.org/apdefault/cae69a7523db45408eeb2b3a98c0c9c5/Article_2013-01-28-Netherlands-Queen/id-544a9b9fd7a64ced91264c086025e7d5

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